I have a credit card which I have used for - Balance transfers and money transfers. My promotion offer on money transfers is up end of January 2024 and my promotion period for balance transfers is up end of December 2024. If I have payed back enough to clear the balance I have used for money transfers will I still get charged interest? I have payed back enough to cover the money transfers amount but am worried I’ll pay interest on this anyway.
Example:
money transfer 1500
balance transfer 2000
Balance summary 3500
@MRicketts Hey there, thanks for getting in touch!
Provided you have cleared the balances before their respective 0% periods expire then you won't be charged any interest. However, if there is any remaining balance then interest would be charged at your standard variable rate.
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How we collect and use your personal data
Tesco Personal Finance plc, trading as Tesco Bank as part of the Tesco Group take the security of your data seriously. We want you to be confident that your data is safe and secure with us and understand how we use it.
We collect data when you browse our website (e.g. your IP address) and register for the Community. To find out more about how we use your data, our legal basis for processing your data and your rights under data protection laws please view our Privacy Policy.
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Tesco Bank Community Terms of Service v 1.0
The Tesco Bank online community ('Your Community') is for Tesco Bank customers, staff, contributors and supporters to discuss products, services, issues and matters of general interest. Your Community content may be viewed by both members and non-members.
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Modifying these Terms of Service
We reserve the right, in our sole discretion, to modify these Terms of Service at any time without notice. Modified Terms of Service are effective as soon as they are posted. We also reserve the right to waive or modify any of these Terms of Service as they apply to a specific posting, communication or user without affecting the application of these Terms of Service to all other postings, communications and users. Your continued use of Your Community, or any content or services accessible through it, after modified Terms of Service are posted means you accept the modifications. We may also make any changes to the look and feel of Your Community at any time without notice.
ChristopherP
