Yes, even if we are not charging you a fee, making a late payment or going over your credit limit will still impact your credit report, making it more difficult or expensive to borrow money in the future. Not making your minimum payment every month could also mean you’re charged additional interest.
If you applied for your Clubcard Plus Credit Card before 21st July 2020, you will not be charged Over Limit, Late Payment, or Returned Item fees.
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- If you're not charging me a Late Payment or Over Limit fee, do I still need to make a payment on time?
Community closure
We wanted to let you know we’ll be closing our Community site on 14 July.
For more information, please read our article
For more information, please read our article
Still got questions?
- I already have a Tesco Bank Credit Card, can I apply for the Clubcard Plus Credit Card?
- I'm a Clubcard Plus subscriber but already have a Tesco Bank Credit Card. Does that mean I get the Clubcard Plus Credit Card benefits on my existing Tesco Bank Credit Card?
- I'm subscribed to Clubcard Plus, do I automatically get the Clubcard Plus Credit Card?
- Will Foreign Exchange fees show on my statement and transactions?
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