Why does a fault claim effect my no claims discount?

Your fault claim will affect your no claim discount if you:

  • Don't have no claim discount protection on your policy
  • Have protected no claim discount, but you've had more than 2 claims in the policy year (or in any three year period if you choose to renew with us)

​​​​​​​Your no claim discount will reduce in accordance to our step back scales:

No claim discount:


No claim discount protection:


This information is for Tesco Bank Car Insurance policyholders. Tesco Bank Box Insurance policyholders please select the Box Insurance FAQ category or search at the top of this page.
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