I was partially responsible for an accident, can I get some of my excess back?

If you're partially to blame for an incident, you can claim back some of your excess from the other driver's insurer. The amount you can claim depends on the percentage of blame you're responsible for. If you and the other driver are both 50% responsible for the accident you'll be able to claim 50% of your excess back.

If you have Tesco Motor Legal Protection Cover on your policy, we'll put you in touch with our Legal Protection provider who can sort this out for you. If the claim is settled as a fault claim, or there is no one else involved to claim from - for example, when your vehicle is stolen or hit whilst parked - then unfortunately, you won't be able to claim back your excess.
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