How is my monthly credit card payment calculated to pay the balance in full?

  • mjb21's Avatar
    I get online credit card statements and am trying to figure out which transactions are going to have to be paid when. Is there a set number of days between transaction and payment (I'm guessing it depends on when in the monthly cycle the transaction and payment dates are)? I'm having trouble estimating what my next monthly payment will need to be based on transactions made.
  • 1 Reply

  • StevenH's Avatar
    Employee
    Hi,

    You're correct in saying it depends on your cycle date and payment date. In addition, the payment period (how long you have to pay after your statement is produced) can vary between customers. It's best if you call one of our Customer Service Representatives on 0345 300 4278 and they can discuss this with you as well as discussing the options you have for managing your account if you wish to, such as setting up text message alerts, our mobile app and more.

    Hope this is helpful

    Steven - Customer Care