, I'm glad that you're having a positive experience with your Clubcard Pay+ card. Sorry to hear that you don't find Round Up useful. The Round Up account comes automatically with Clubcard Pay+, and I'm afraid this can't be closed without closing Clubcard Pay+. To move money out of Round Up internally, select the Round Up account in the mobile app and then tap 'Transfer'. This will allow you to move money into any of your Tesco Bank accounts. I hope this helps!