, thanks for getting in touch. I'm afraid we're no longer offering payment breaks for credit cards. However, if you're struggling to meet your payments then we'll certainly do all we can to help. As we're more for general information on here, it would be best giving our specialist team a quick call on 0345 671 0677 (Mon - Fri: 8am - 9pm Sat: 8am - 5pm Sun: Closed) and one of my colleagues will be able to see how best we can support you. You can also visit our help page linked below where you can submit details to us of your income and expenditure so that we can get a better idea of your current circumstances. I hope this helps.