, thanks for getting in touch. If the person you're paying has a card reader then you can use this to make a regular purchase transaction.
If there is no card reader, you could transfer money from your credit card to your own bank account in the form of a money transfer. You can arrange a money transfer by heading to the ‘Account Management’ section of our Mobile Banking App
or by logging in to Online Banking
If you make a money transfer, this will be subject to a handling fee of 3.99%. Unless you have a 0% rate available on money transfers, you would also be charged interest at your standard rate.