[Jw123]

When you make a payment how do you make it so it pays a money transfer before a balance transfer

[JoeC]

Hey @Jw123 , payments are allocated first to the balance which is currently accruing the highest interest. If all balances are on 0% interest periods, payments will first be allocated to the balance with the 0% period which expires first. I'm afraid you cannot yourself choose which balance is being paid first.