Evening.
Due to stressful external forces I have forgot to pay my credit card for the first time ever, in fact any payment ever. The due date is today and I have made payment today however the funds will not clear until tomorrow as today is Sunday. I aim to call customer support in haste tomorrow morning. Does anyone know how serious this is or if in fact it will be logged as a late payment given that I have made payment on the due date...technically it will be late as the funds will clear a day late?
Thanks in advance
@KevinC
Hi Kevin,yes I did.
It was classed as a late payment which I fully accept. Late payment fee was waived even though I said I had no issue with paying it.
The funds did clear one day past the due date.
Apparently this will not show as a late payment on my credit file as there is no code that creditors can use to report on a payment that is late by 1 to 29 days (info obtained from Experian).
Thanks Tesco for waiving the late fee payment,it was genuine and a first for me!
Last edited by Wudeawake78; 07-03-23 at 22:58.
Reason: Info not included
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Tesco Bank Community Terms of Service v 1.0
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CarolineD
