I am looking to take a loan to finance the installation of solar panels. Obviously, I won't know if my loan application is accepted until I apply and I don't want to have to start paying for my loan until the month of the solar panel installation, which may be 3 or 4 months away. I don't want to commit to solar panels without knowing I have the approval of the loan. Catch 22 situation! Can I defer receiving my loan after applying? Thank you for any insight!