The house and contents insurance policy gives up to £2 million cover for "owners liability". Does this include cover for one pet dog, eg, causing accident by running into road
@woldsmanfrank Hey there, thanks for getting in touch. This wouldn't be covered under your Home Insurance policy, I'm afraid. It might be worth contacting your Pet Insurance provider to see if this is something they can help with. Take care.
Yes it would please see info below and hope it helps
Many owners don’t think about legal claims as one of the costs of pet ownership.
But if someone has their property damaged or is injured due to an incident involving your dog, and you are deemed to be legally liable, they can turn out to be expensive claims.
Some of the highest claims have run into millions of pounds.
😱😱😱😱
It is important to be aware that Third Party claims do not necessarily amount from vicious dogs - they could come from every day accidents such as your dog knocking the postal worker over on your property, and these simple accidents can result in substantial claims.
Owners are usually considered legally liable for accidents and injuries if their pet has shown the same kind of behaviour before, but they have not taken steps to prevent it happening again.
So, if something does happen, this type of cover can help you cover the cost of any legal costs that arise.
Thanks Simon. It can be difficult to receive a specific answer to this question from insurers. I am still not sure whether Tesco home insurance covers the area of pet ownership liabilities.
Frank
Said its best to contact the pet insurance directly and speak to them and ask a couple of times the same question as I always believe that being told once can sometimes be for some reason other to what your asking so ask the question again and at the end of the call jist ask them to go over of what you have said and what there answer is
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14-07-23 17:33@woldsmanfrank
Fresh Eyes
ChristopherP
