[steveuk]

Hi all

Wondering if anyone can answer my question....

I recently did a balance transfer and have gone over the 95% limit. In fact I have somehow managed to go over my actual credit limit by 0.12p. As soon as I realised I have put money in to take it back under my credit limit but not yet under the 95% limit.

My question is would this effect my 0% rate that I got? And will I get an extra charge for going 12 pence over my credit limit?

Thank you in advance.

[ChristopherP]

@steveuk Hey there, Happy New Year!

This will not impact your 0% rate, and you won't be charged for going over limit either.

I hope this clarifies things for you.

[steveuk]

Hi Christopher

Thank you for your reply. That's has put my mind at rest.

Thank you very much for your help.