[Michaelcarts]

Usually I pay my full balance by direct debit, which is usually taken from my bank around 5 days ahead of the due date. Last month, to ease cashflow I converted the DD to minimum payment only with the intention of paying the rest of the statement balance manually a few days later, but still by the due date, so as to avoid the punitive interest charges.
For the sake of argument lets call the numbers as follows.
Statement balance £5000
Minimum payment £50
My original intention was that my manual payment would be £4950, in the belief that together with the minimum payment DD this would clear the full statement balance.
In the event, I made the manual payment the full £5k, and I'm now very glad that I did.
Because I've since noticed that the minimum payment DD for £50 wasn't taken from my bank until the day AFTER the due date.
Does this mean that had I only paid £4950 in the manual payment I would have been liable for a large interest charge ?
An answer from someone representing TescoBank would be most appreciated.

[Michaelcarts]

@Michaelcarts
So it seems this community doesn't include anybody who actually represents TescoBank.
Doesn't that kind of diminish its ability to achieve anything useful ?