Remove an additional driver why will not got a refund and needed to pay more? Tiny Fishing
Additional Driver’s Profile: The additional driver might have been considered low risk (e.g., someone with a clean driving record, more experience, etc.). Removing them might increase the overall risk assessment of the policy, leading to a higher premium. Primary Driver's Profile: If the remaining primary driver is considered higher risk (e.g., younger, less experienced, with previous claims), removing a lower-risk additional driver could lead to a higher premium.
Some insurers offer discounts for having multiple drivers on the policy, especially if the additional driver is considered a safer driver. Removing the additional driver could mean losing this discount, which might increase the overall cost.
Mid-Term Adjustments: Insurance policies often have terms and conditions regarding mid-term adjustments (such as adding or removing drivers). Some policies may have fees or administrative charges for making changes, which could negate any potential refund.
No Refund Policy: Certain policies might not offer refunds or prorated adjustments if changes are made mid-term, especially if the policy period is close to its end.
As @swarmpresident has kindly pointed out, there are many variables and rating factors that are taken into account when a driver is removed from a policy. This can sometimes result in the premium increasing, I'm afraid.
If you have any further questions, please let me know.
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Tesco Bank Community Terms of Service v 1.0
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Fresh Eyes
Today 03:19
ChristopherP
