I've been approved for a 0% interest BTCC with a 0.99% fee however I've never had to pay a fee in the past as I've always being able to get a 0% fee card (rare beasties nowadays!) so am unsure how the fee itself is charged.
I know the maximum balance transfer amount is 95% of the card's credit limit and I'm assuming the 95% excludes the 0.99% fee which is added separately - is this correct?
If the fee is separate how and when is it paid? Is it added to the card balance (in addition to the amount transferred) and also charged a 0% for the term of the card, or does it have to be paid off in full to ensure it doesn't incur interest?
Hoping someone can clarify for me, thanks in advance.
How the balance transfer fee is added to your account may differ depending on when you have taken your card out with us. As yours is a new application the 0.99% fee will be applied to the overall balance on your Tesco credit card. This will also be on a 0% rate until the 0% rate term ends.
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How we collect and use your personal data
Tesco Personal Finance plc, trading as Tesco Bank as part of the Tesco Group take the security of your data seriously. We want you to be confident that your data is safe and secure with us and understand how we use it.
We collect data when you browse our website (e.g. your IP address) and register for the Community. To find out more about how we use your data, our legal basis for processing your data and your rights under data protection laws please view our Privacy Policy.
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Tesco Bank Community Terms of Service v 1.0
The Tesco Bank online community ('Your Community') is for Tesco Bank customers, staff, contributors and supporters to discuss products, services, issues and matters of general interest. Your Community content may be viewed by both members and non-members.
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Modifying these Terms of Service
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Joanne-D
