How to identify commuting on car insurance

  • Bubbles98's Avatar
    Fresh Eyes
    I am trying to get a quote for car insurance for myself and have my sister as an additional driver. My sister only needs to drive my car if I am ill or if her car is off the road. But she does commute to and from work, normally in her own car, but if her car is in the garage she will use my car, this may happen twice a year.
    When I was completeing the quote it asked if my sister will be using my car to commute, what do I answer? yes for the possible occasions she may need to use my car or no as she 99% of the time uses her own car?

    She is only added as an additional driver for emergency situations.

    I myself do not work

    Please can you advise as I do not want to falsify information.

    Many thanks
    Helen
  • 1 Reply

  • ChristopherP's Avatar
    Your Community Expert
    @Bubbles98 Hey there, thanks for getting in touch!

    You will need to enter commuting on the quote to cover this. If you didn't, you'd need to call us to update the policy in advance of your sister using the car for this purpose.

    I hope this clarifies things for you 😊


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