Hi
I am really worried. I made my credit card payment on time of £185.00 and for some reason I didnt check my minimum payment (doh) which was £187.27 so I have stupidly underpaid by £2.27 and have received a late payment fee. I am not worried about the £12 but really I am concerned about this showing on my credit file as a late payment/missed payment as I have actually made a payment not actually missed a payment as I am hoping to get a mortgage end of the year - Would I be able to speak to Tesco and explain and may they would waive my late payment fee as it was a silly error and I will set up a direct debit in future for more than minimum payment?
I have never had a late payment before.
Thanks for any advice anyone can give :)
I am really worried. I made my credit card payment on time of £185.00 and for some reason I didnt check my minimum payment (doh) which was £187.27 so I have stupidly underpaid by £2.27 and have received a late payment fee. I am not worried about the £12 but really I am concerned about this showing on my credit file as a late payment/missed payment as I have actually made a payment not actually missed a payment as I am hoping to get a mortgage end of the year - Would I be able to speak to Tesco and explain and may they would waive my late payment fee as it was a silly error and I will set up a direct debit in future for more than minimum payment?
I have never had a late payment before.
Thanks for any advice anyone can give :)
Last edited by Gizbob46; 03-02-25 at 12:16.
ChristopherP
