[t_bronzo]

Hi, I’m currently away and forgot about my credit card payment that I had to make at the end of the month. I made the payment the following morning after it was due, along with the £12 fee, but I was just wondering if this will have any implications on my credit report at all. Your help is greatly appreciated.

[ChristopherP]

@t_bronzo Hey there, thanks for getting in touch!

If you brought the account up to date before your next statement produced, then it won't impact your credit report.

You can read about all the ways you can pay your card, including by direct debit, here. This will help you avoid this in future.

I hope this clarifies things for you.

[t_bronzo]

Yes, this clarifies things for me. Thank you for your help!

[ChristopherP]

@t_bronzo You're very welcome. Take care 😊