[eddy6419]

I have joined the forum because I cannot seem to find an answer to the below question...

I have had an email stating balance transfer 0% rate ending in April 2025...this was if I recall a 30 month balance transfer taken out in 2024 which would take me well into 2026...this has occured after the recent Barclays take over.
My question therefore is can Barclays legally change the contract I had signed when taking out a credit card with Tescos?
Does anyone have an email address to discuss this issue with tesco as all I can find is phone numbers and I would much rather have a hard copy of discussing this issue as I don't have the means to record phone calls not to mention the legal side of doing so.
Thanks for reading.

[ChristopherP]

@eddy6419 @styleruk Hey there, thanks for getting in touch!

When you take a Balance Transfer card with us, you are also given an introductory 0% period on Money Transfers. We are obligated to let you know when that period expires whether you took the option or not. The email should state it refers to Money Transfers.

Any existing Balance Transfers you've processed won't be affected by this and will expire on the date you were given when you opened the account.

If you'd like us to check this for your own peace of mind, please send a private message.

[styleruk]

@eddy6419
Following this, I have the same.

[Shivaldo]

Originally Posted by eddy6419

I have joined the forum because I cannot seem to find an answer to the below question...

I have had an email stating balance transfer 0% rate ending in April 2025...this was if I recall a 30 month balance transfer taken out in 2024 which would take me well into 2026...this has occured after the recent Barclays take over.
My question therefore is can Barclays legally change the contract I had signed when taking out a credit card with Tescos?
Does anyone have an email address to discuss this issue with tesco as all I can find is phone numbers and I would much rather have a hard copy of discussing this issue as I don't have the means to record phone calls not to mention the legal side of doing so.
Thanks for reading.

I have just had a chat with Tesco. Apparently it is an email stating the opportunity to apply is coming to an end but your current deal isn't affected and in my case, will run as per plan to October 2026. I will be watching carefully ove rthe next few months.

[styleruk]

I just rang. My one is about the 'cash transfer' and not the 'money transfer'. Read the email, mine states....
We're getting in touch because your 0% rate on Money Transfers will end in April - this is a quick reminder to help you plan ahead.
WHich means the cash transfer was a shorter date, if you didn't use that, it's all good.