Hello, What are the charges for cash ATM (in UK) withdrawal using a Tesco credit card? I pay in full every month via direct debit. I know some credit cards will charge interest on all purchaces (etc) once an ATM cash withdrawal is made. I assume this is not the case with a standard UK Tesco credit card. Thanks, Bernard
Good morning , Looking at the summary box for the Tesco Purchase credit card (as an example): You'll pay a cash handling fee of 3% (minimum: £3.00) and interest will be charged daily on your Cash Advance until the amount is repaid. The interest rate you'll pay for your Cash Advance will be outlined on your credit card statement and/or your credit agreement. Some UK ATMs may also charge you a fee for withdrawing cash. You won't pay interest on your purchases, as far as I'm aware, because you're clearing your balance in full each month.
I have accidentally used my Tesco credit card to withdraw cash. How do I pay it off to prevent being charged interest? Do I have to pay off the full balance on my credit card?
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19-02-18 11:42Good morning , Looking at the summary box for the Tesco Purchase credit card (as an example): You'll pay a cash handling fee of 3% (minimum: £3.00) and interest will be charged daily on your Cash Advance until the amount is repaid. The interest rate you'll pay for your Cash Advance will be outlined on your credit card statement and/or your credit agreement. Some UK ATMs may also charge you a fee for withdrawing cash. You won't pay interest on your purchases, as far as I'm aware, because you're clearing your balance in full each month.
