I paid a chq in yesterday and it shows in my account but the funds are not available.
The problems is having read this thread I have no idea when I will have access to the funds?
2 days from now? 4 days from now? 6 days from when it arrives at the processing centre which could be anything?
Q. How long do chqs take to get to the process centre.
Q. Is there a list of which stores use chq imagining.
Q. What is the difference between the funds being available and being fully cleared
Hey Jim, as a former Tesco Bank staff member its meant to be available to spend after 4 working days however there is no set time scale as to how long it should be sent from the Cash office in store to the processing centre. It's only once its received at the processing centre that the 4 working days starts. There are a list of store of you go into the current account page but same rules apply to all stores. I've just point blank refused to use this service with Tesco as I handed a cheque in on 2nd December in store to be told. It was received on the 9th at processing centre and would be cleared in the 17th to spend. Funds available shows the funds have been accepted and once cleared they will be released to acbe ally spend. Hope this helps. Santander takes days so I use this account then transfer to my daily current account
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How we collect and use your personal data
Tesco Personal Finance plc, trading as Tesco Bank as part of the Tesco Group take the security of your data seriously. We want you to be confident that your data is safe and secure with us and understand how we use it.
We collect data when you browse our website (e.g. your IP address) and register for the Community. To find out more about how we use your data, our legal basis for processing your data and your rights under data protection laws please view our Privacy Policy.
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Tesco Bank Community Terms of Service v 1.0
The Tesco Bank online community ('Your Community') is for Tesco Bank customers, staff, contributors and supporters to discuss products, services, issues and matters of general interest. Your Community content may be viewed by both members and non-members.
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We reserve the right, in our sole discretion, to modify these Terms of Service at any time without notice. Modified Terms of Service are effective as soon as they are posted. We also reserve the right to waive or modify any of these Terms of Service as they apply to a specific posting, communication or user without affecting the application of these Terms of Service to all other postings, communications and users. Your continued use of Your Community, or any content or services accessible through it, after modified Terms of Service are posted means you accept the modifications. We may also make any changes to the look and feel of Your Community at any time without notice.
