Benefits of a joint application

  • Matt6494's Avatar
    Please could you give me some advice on the benefits of a joint application?

    Are both applicants incomes taken into account, and does this result in a higher chance of being accepted/passing affordability criteria.

    Also are there any other differences that should be taken into consideration between a single and a joint application? I've read somewhere that the funds may take longer to transfer?

    Thanks
  • 1 Reply

  • KeiganM's Avatar
    Employee
    Hi , thanks for getting in touch. In terms of going through a joint application, income is taken into account, however, this does not result in a higher chance of being accepted as we need to go through a full credit check. There are no differences and the funds don't take longer to be transferred if accepted, I hope this helps.

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