Hi, I transferred a balance last month to benefit from 0% interest. I have just made a purchase on the card also. If I make a payment next month how will that payment be used ? Will it take from the 0% part or the interest earning part? Have I messed up by using the card to make a purchase??
Hi , when your balance is allocated to a statement and you make a payment, this will automatically be applied to the portion of the balance which is earning the most interest, or will take the longest to clear off. If you have 0% interest on the balance transfer, then the payments will be used to clear your purchases - but only if they have already appeared on a statement, if you pay them off before the statement is produced the payments can't be allocated correctly. I hope this helps.
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Tesco Bank Community Terms of Service v 1.0
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EmployeeHi , when your balance is allocated to a statement and you make a payment, this will automatically be applied to the portion of the balance which is earning the most interest, or will take the longest to clear off. If you have 0% interest on the balance transfer, then the payments will be used to clear your purchases - but only if they have already appeared on a statement, if you pay them off before the statement is produced the payments can't be allocated correctly. I hope this helps.
AdamF
